No spreadsheets. No guesswork.
Spendix turns receipts, subscriptions, and stray transfers into one calm, honest picture of your money — updated the moment you spend.
No coin clip art, no dollar signs — just the shape of a number going up.
Every view in Spendix answers the same question — what can I actually spend?
Five things Spendix handles so you can stop opening a spreadsheet on a Sunday night.
Every charge gets sorted the moment it lands — no manual tagging, no review queue.
Move money between categories mid-month without starting the whole budget over.
Connects to thousands of banks and cards, read-only, with encryption the whole way.
Split a household budget with a partner without sharing a login or a guess.
See next month's bill total before it arrives, not after the overdraft notice.
Most people are fully onboarded in under three minutes.
Link your banks and cards in under a minute. Read-only, bank-level encryption, every time.
Spendix categorizes every transaction automatically and quietly learns your habits.
Get nudged before you overspend, not after — and watch the ledger balance itself.
Free to start, no bank fees, ever. Available on iPhone and Android.
iOS 16+ · Android 10+